Notice To Owner Florida Lien Process: Overcoming Financial Distress

notice to owner Florida
notice to owner Florida

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If you received a builder’s notice to owner Florida lien or code violation, you’re probably feeling rather panicked and perhaps a little bit confused. The Florida Construction Lien Law is described in detail in Chapter 713 of the 2017 Florida statutes. This post was written with homeowners in mind, and designed to thoroughly explain the lien and code violation notice from a novice perspective so that Florida residents are fully aware of their rights when utilizing contractor services.

Who Is Eligible To File Notice To Owner Florida Documents?

Individuals such as laborers, material-men, subcontractors, and sub-subcontractors are required to serve such a notice as a prerequisite to perfecting a lien and it must be served no later than 45 days after the commencement of services.  In order to avoid liens and double payment for construction and repair services, all homeowners are urged to obtain a written release form from their contractor immediately upon payment for services.

Did you know that, in some instances, it is possible for contractors to put a lien against your Florida property, even if they have been paid in full? Were you made aware of the fact that if a contractor’s final payment affidavit neglected to list a lienor, you, as a homeowner, might still be responsible to pay them?

Ways Homeowners Incur Property Liens

Contractor vs. homeowner disagreements can give way to illegitimate liens, but they’re not the only way in which such a predicament develops. In a way, even a mortgage can be considered a lien for as long as it is not yet entirely paid off. Please refer to our FAQ page to learn more about how to sell a house which is on mortgage for more information on that topic. In this section, we will discuss involuntary liens, as in ones that are accrued as the result of a judgment made in a court of law. This type of lien most often happens when a homeowner is perceived as owing someone monetary compensation. Think of your land as a kind of placeholder, standing in for the money you allegedly own. Here are some really common examples:

  • Tax Lien-If the Internal Revenue Service believes you have an outstanding amount of back taxes and are in arrears, they might choose to put a lien on your property
  • Construction Lien-In general, this type of lien occurs when the Florida notice owner becomes engaged in a dispute over the commencement of or payment for services. Since both parties are bound by a state law contract, if any laborers claim they were unpaid or underpaid for their work, the courts could rule for a lien on the property. Such laborers include but are not limited to construction workers, landscapers, and house renovators.
  • Municipal Lien-Owners of rental property could fall victim to their tenant’s debts and state owned corporations might file for municipal liens as a result.
  • Code Violation Lien- This sort of lien is placed due to non-payment of fines from a code violation. Anything from a caved in roof to overgrown grass can lead to a code violation lien if the problem goes uncorrected or the fine remains unpaid. It is important to note that there are currently millions of dollars worth of notice to owner Florida liens stemming from code violations in South Florida right now.

A Notice To Owner Florida Document Does Not Mean You Can’t Sell Your Home

Like most legalities, lien rights are tricky and often misunderstood. If you accidentally settled into a problem property it’s easy to feel like everything related to your house is a catch 22. You get a lien if you can’t afford to pay a laborer to fix faulty objects. You get a lien if you simply let things go. Without a firm understanding of lien rights and terms, owners can wind up paying for materials and project labor twice and not even notice until they’re served with a copy of an owner notice that’s accompanied by a hefty project price tag.

Once you’ve begun to make repairs, you might feel you’re only digging a deeper hole for yourself and your family. Perhaps you took on more labor than you could actually afford or you were presented with an estimate that did not reflect the honest price. Perhaps you signed some forms you didn’t fully understand or were led to believe that certain services were free only to find out too late that they weren’t. Whether you’re facing legal trouble due to open permits, un-permitted work, code violations, landscaper disputes, tax issues or something else entirely, there is a way to climb up out of that hole and reclaim a peaceful lifestyle. The key lies in finding the company that can provide you with the tools you need to rebuild a new foundation, this time on solid, even ground.

Before You Contact A Service Rep Regarding Your Florida NTO, Here’s What You Need To Know

No matter how deep your troubles seem, it is still possible to sell your house. In fact, selling the home you’re in debt trying to repair could save your money, your credit, and your time. There is a local Florida cash investment company that can provide you with a professional service and mitigate your code violation or other types of lien. This could protect you and your family from struggling under financial stress.

If you have been served with documents and notices and are tired of overpaying suppliers for repairs and furnishings, it is advisable that you call 877-466-3227 and request help with your lien. This phone number will put you in touch with a business professional that specializes in lien mitigation. This company will offer you a fair price for your home and even make a same day cash advance available so you can begin anew. If you search online and on their blog, you will undoubtedly uncover an elongated list of happy home sellers throughout the floridas who were once in this very same predicament.